Frequently Asked Questions
JC Sampark Parihar Private Limited is a professional Direct Selling Agent (DSA) providing end-to-end guidance for home loans, plot purchase loans, personal loans, SME/business loans, education loans, and stressed loan restructuring.
We help clients choose the right financial solution based on eligibility, documentation, and business or personal needs.
No. We are not a bank or NBFC.
We act as a financial facilitation and advisory partner, helping customers navigate loan options, documentation, and lender processes to ensure a smooth and compliant experience.
We assist with:
- Home loans & plot purchase loans
- Loan against property (LAP)
- Personal loans (minimum take-home salary from ₹15,000)
- SME & business loans
- Education loans (India & abroad)
- Stressed loan restructuring (₹5 crore and above)
Yes.
We specialize in complex, large-ticket, and previously rejected cases, including:
- Low eligibility scenarios
- Documentation challenges
- Cash-flow-based business funding
- Institutional and stressed loan accounts
- Each case is evaluated individually and structured professionally.
Personal loans are generally available to salaried individuals with a minimum take-home salary starting from ₹15,000 per month, subject to credit assessment, employment stability, and documentation.
Depending on the business profile, vintage, turnover, and credit history, collateral-free or secured SME funding options may be available.
We assess eligibility and recommend suitable structures based on the business’s financial health.
Documents vary by loan type, but typically include:
- KYC documents (Aadhaar, PAN, address proof)
- Income proof (salary slips / IT returns)
- Bank statements
- Property documents (for secured loans)
- Business financials (for SME loans)
Our team guides clients through complete documentation support.
Yes.
We assist with education loans for higher studies in India and abroad, covering tuition fees, living expenses, an
Stressed loan restructuring is a structured financial approach to support institutions or businesses facing repayment stress by realigning loan terms to improve cash flow and operational stability.
We handle loan exposure above ₹5 crore, across South India.
We primarily serve clients across Mysore, Karnataka, and South India, and assist individuals, businesses, and institutions irrespective of location within the region.
Approval timelines depend on:
- Loan type
- Applicant profile
- Documentation completeness
- Lender process
With proper documentation and structured guidance, processing time can be significantly reduced.
We are not charging.
We follow:
- Bank-aligned processes
- Proper documentation practices
- Ethical and compliant transaction guidance
- Our focus is on long-term financial stability, not short-term approvals.
Clients choose us for:
- Multi-product expertise
- Professional and ethical guidance
- Experience with large and stressed cases
- End-to-end support
- Customized solutions, not one-size-fits-all
You can get started by contacting us for a free initial discussion to understand eligibility and suitable options.